Young and Associates Insurance Bloghttp://www.younginsure.com/blog/View Young and Associates Insurance's Website Blogen-uspostmaster@www.younginsure.comInsurance Website Builder - www.insurancewebsitebuilder.comurn:uuid:b4845297-bcf0-429f-938d-aa1828f12d57urn:uuid:6b51aa83-34e2-45b9-ba97-a0ece8a4076aFebruary Driver Safety Schedule - 10% Auto Insurance Discount Available With ALL Of Our Companies! No strings attached!&nbsp; Insurance companies give a 10% discount&nbsp;towards your Automobile Insurance&nbsp;when you take&nbsp;a Driver Safety Program class.&nbsp; Not to mention, the Driver Safety Discount is good for 3 years! The class meets&n...Tue, 31 Jan 2012 09:09:45 -0600<span style="font-size: 13px;"><br /> No strings attached!&nbsp; Insurance companies give a <strong>10% discount</strong>&nbsp;towards your Automobile Insurance&nbsp;when you take&nbsp;a Driver Safety Program class.&nbsp; Not to mention, the </span><span style="font-size: 13px;"><strong>Driver Safety Discount is good for 3 years!<br /> </strong><br /> The class meets&nbsp;for 2 days (4 hrs a day) for first time participants&nbsp;and for 1 day (4 hrs a day)&nbsp;as a refresher for those renewing certificates.&nbsp; Class size is limited, so register early.<br /> <br /> AARP classes (marked below) are for ages 50+:&nbsp; All courses cost only $12 per person for AARP members or $14 per person for non-AARP members.&nbsp; **Please note small price variances between locations may occur - please call desired location for exact price.**<br /> <br /> Driver Improvement Program (DIP) classes (marked below) are for ages 55+: First time course cost is $24 per person/Refresher course is $20 per person.<br /> <br /> </span><span style="font-size: 13px;"><em><span style="color: #c00000;"><strong>First Time Participants</strong></span>:<br /> </em>-2/18 &amp; 2/25&nbsp;&nbsp;&nbsp; 9:00 AM-1:00 PM&nbsp;&nbsp;&nbsp; <strong>(DIP)<br /> </strong>Lake Superior College S Bldg., 2101 Trinity Road Room S2980, Duluth, MN 55811<br /> Register Online by&nbsp;</span><a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=Lake%20Superior%20College%20-%20S%20Bldg.&amp;course_id=27242" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;">&nbsp;or Calling 1-888-234-1294<br /> <br /> -2/21-2/22&nbsp;&nbsp;&nbsp; 5:00-9:00 PM&nbsp;&nbsp;&nbsp; <strong>(DIP)<br /> </strong>Moose Lake Community Ed, Moose Lake Public School, 413 Birch Avenue, Moose Lake, MN 55767<br /> Register Online by&nbsp;</span><a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=Moose%20Lake%20Public%20Schools/Com.%20Ed.&amp;course_id=27913" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or Calling 1-888-234-1294<br /> <br /> -2/27 &amp; 2/29&nbsp;&nbsp;&nbsp; 5:00-9:00 PM&nbsp;&nbsp;&nbsp; <strong>(DIP)<br /> </strong>Denfeld High School, 4405 W 4th Street (Gym Entrance), Duluth MN 55807<br /> Register Online by&nbsp;</span><a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=Denfield%20High%20School&amp;course_id=27475" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or Calling 1-888-234-1294<br /> </span><em><br /> <br /> <span style="font-size: 13px;"><span style="color: #c00000;"><strong>Refresher Participants</strong></span>:<br /> </span></em><span style="font-size: 13px;">-2/3&nbsp;&nbsp;&nbsp; 1:00-5:00 PM&nbsp;&nbsp;&nbsp; <strong>(AARP)<br /> </strong>Portman Community Center, 4601 McCulloch Street, Duluth, MN 55804<br /> Register by Calling (218) 730-4319<br /> <br /> -2/6&nbsp;&nbsp;&nbsp; 5:00-9:00 PM&nbsp;&nbsp;&nbsp; <strong>(AARP)<br /> </strong>Esko Community Education, PO Box 10, Esko, MN 55733<br /> Register by Calling (218) 879-4038<br /> <br /> -2/7&nbsp;&nbsp;&nbsp; 1:00-5:00 PM&nbsp;&nbsp;&nbsp; <strong>(AARP)<br /> </strong>Evergreen Senior Center, 5830 Grand Avenue, Duluth, MN 55807<br /> Register&nbsp;Online by&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or by Calling&nbsp;(218) 730-4319<br /> <br /> -2/8&nbsp;&nbsp;&nbsp; 5:00-9:00 PM&nbsp;&nbsp;&nbsp; <strong>(DIP)<br /> </strong>Lake Superior College S Bldg., 2101 Trinity Road Room S2980, Duluth, MN 55811<br /> Register Online by&nbsp;</span><a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=Lake%20Superior%20College%20-%20S%20Bldg.&amp;course_id=26533" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or Calling 1-888-234-1294<br /> <br /> -2/8&nbsp;&nbsp;&nbsp; 1:00-5:00 PM&nbsp;&nbsp;&nbsp;<strong> (AARP)<br /> </strong>Proctor Community Ed Center, 100 Pionk Drive, Proctor, MN 55810<br /> Register by Calling (218) 628-6293<br /> <br /> -2/10&nbsp;&nbsp;&nbsp; 1:00-5:00 PM&nbsp;&nbsp;&nbsp; <strong>(AARP)<br /> </strong>Cloquet Senior Center, 1102 Olympic Drive, Cloquet, MN 55720<br /> Register by Calling (218) 879-4663<br /> <br /> -2/13&nbsp;&nbsp;&nbsp; 1:00-5:00 PM&nbsp;&nbsp;&nbsp; <strong>(AARP)<br /> </strong>Lincoln Park Senior Center, 2014 W 3rd&nbsp; Street, Duluth, MN 55806<br /> Register by Calling (218) 722-4107<br /> <br /> -2/13&nbsp;&nbsp;&nbsp; 1:00-5:00 PM&nbsp;&nbsp;&nbsp;<strong> (AARP)<br /> </strong>Gramercy Park, 4072&nbsp;Haines Road, Duluth, MN 55811<br /> Register Online by&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or&nbsp;Calling (218) 720-6275<br /> <br /> -2/13&nbsp;&nbsp;&nbsp; 5:00-9:00 PM&nbsp;&nbsp;&nbsp;<strong> (AARP)<br /> </strong>Hermantown Community Education, 4289 Ugstad Road, Hermantown, MN 55811<br /> Register by Calling (218) 729-7661<br /> <br /> -2/20&nbsp;&nbsp; 8:30 AM-12:30 PM&nbsp;&nbsp;&nbsp; <strong>(DIP)<br /> </strong>Lakeside Presbyterian Church, 4430 McCulloch Street, Duluth, MN 55804&nbsp;<br /> Register Online by&nbsp;</span><a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=Lakeside%20Presbyterian%20Church&amp;course_id=27372" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or Calling 1-888-234-1294</span>urn:uuid:28b3dfaf-ea3d-4a5f-859c-560dd8a328f1January Driver Safety Schedule - 10% Auto Insurance Discount Available With ALL Of Our Companies! No strings attached!&nbsp; Insurance companies give a 10% discount&nbsp;towards your Automobile Insurance&nbsp;when you take the AARP Driver Safety Program.&nbsp; Not to mention, the Driver Safety Discount is good for 3 years! The class meets&nbsp;...Mon, 09 Jan 2012 17:05:42 -0600<br /> <span style="font-size: 13px;">No strings attached!&nbsp; Insurance companies give a <strong>10% discount</strong>&nbsp;towards your Automobile Insurance&nbsp;when you take the AARP Driver Safety Program.&nbsp; Not to mention, the </span><span style="font-size: 13px;"><strong>Driver Safety Discount is good for 3 years!<br /> </strong><br /> The class meets&nbsp;for 2 days (4 hrs a day) for first time participants&nbsp;and for 1 day (4 hrs a day)&nbsp;as a refresher for those renewing certificates.&nbsp; Class size is limited, so register early.<br /> <br /> Cost is only $12 per person/per class for AARP members or $14 per person/per class for non-AARP members.<br /> <br /> <br /> </span><em><span style="color: #c00000; font-size: 16px;">First Time Participants:<br /> </span></em><span style="font-size: 13px;">-1/18-1/19&nbsp;&nbsp;&nbsp; 1:00-5:00 PM<br /> American Legion, 5814 Grand Avenue (Lower Level), Duluth, MN 55807<br /> Register Online by&nbsp;</span><a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=American%20Legion%20Duluth&amp;course_id=25895" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or Calling 1-888-234-1294<br /> <br /> -1/23-1/24&nbsp;&nbsp;&nbsp; 5:00-9:00 PM<br /> Esko Community Ed, Esko Senior High School, Esko, MN 55733<br /> Register by Calling (218) 879-4038<br /> </span><em><br /> <span style="color: #c00000; font-size: 16px;">Refresher Participants:<br /> </span></em><span style="font-size: 13px;">-1/11&nbsp;&nbsp;&nbsp; 1:00-5:00 PM<br /> Proctor Community Ed Center, 100 Pionk Drive, Proctor, MN 55810<br /> Register by Calling (218) 628-6293<br /> <br /> -1/14&nbsp;&nbsp;&nbsp; 9:00 AM-1:00 PM<br /> Barnum High School, 3813 E North Street, Barnum, MN 55707<br /> Register Online by&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a><span style="font-size: 13px;"> or&nbsp;Calling (218) 389-0108<br /> <br /> -1/14&nbsp;&nbsp;&nbsp; 9:00 AM-1:00 PM<br /> Lake Superior College S Bldg., 2101 Trinity Road Room S2980, Duluth, MN 55811<br /> Register Online by&nbsp;<a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=Lake%20Superior%20College%20-%20S%20Bldg.&amp;course_id=26528" target="_blank"><span style="font-size: 13px;">Clicking Here</span></a> or Calling 1-888-234-1294<br /> <br /> -1/17&nbsp;&nbsp;&nbsp; 1:00-5:00 PM<br /> Evergreen Senior Center, 5830 Grand Avenue, Duluth, MN 55807<br /> Register&nbsp;by Calling&nbsp;(218) 730-4319<br /> <br /> -1/20&nbsp;&nbsp;&nbsp;9:00 AM-1:00 PM<br /> Young Oldtimers, 12 Cromwell Park Pavillion, Cromwell, MN 55726<br /> Register by Calling (218) 644-3739<br /> <br /> -1/23&nbsp;&nbsp;&nbsp; 1:00-5:00 PM<br /> Lincoln Park Senior Center, 2014 W 3rd&nbsp; Street, Duluth, MN 55806<br /> Register by Calling (218) 722-4107<br /> <br /> -1/24&nbsp;&nbsp;&nbsp; 5:00-9:00 PM<br /> Laura MacArthur School, 725 N Central Avenue, Duluth, MN 55807<br /> Register Online by&nbsp;<a href="http://www.stcloudstate.edu/continuingstudies/mhsrc/registration.asp?location=Laura%20MacArthur%20School&amp;course_id=27474" target="_blank">Clicking Here</a> or Calling 1-888-234-1294</span>urn:uuid:955f46e8-1294-4def-bceb-1cb8017c6df7Only YOU Can Prevent Christmas Tree Fires! Did you know that Christmas trees account for 240 fires annually, resulting in 13 deaths, 27 injuries and more than $16.7 million in property damage according to the National Fire Protection Association?! Take the extra time this year to keep your ...Mon, 12 Dec 2011 15:42:51 -0600<span style="color: #4f6128; font-size: 16px;"><br /> <span style="color: #000000;">Did you know that</span> <span style="color: #4f6128;"><strong>Christmas trees account for 240 fires annually, resulting in 13 deaths, 27 injuries and more than $16.7 million in property damage</strong></span> <span style="color: #000000;">according to the National Fire Protection Association?!<br /> <br /> </span><span style="color: #000000; font-size: 13px;">Take the extra time this year to keep your loved ones safe during the holidays.&nbsp; Here are a few simple Christmas Tree Safety Tips I would like to share with you:<br /> <br /> </span> <ol> <li><span style="color: #000000; font-size: 13px;">When selecting a tree, make sure the needles are hard to pull out from the branches and&nbsp;do not&nbsp;break when bent.&nbsp; If either of&nbsp;these happen, the tree is too dry and is a<strong> fire risk</strong>. </span></li> <li><span style="color: #000000; font-size: 13px;">When you bring your tree home: </span></li> <li><span style="color: #000000; font-size: 13px;">Thoroughly check your lights&nbsp;before placing them&nbsp;on the tree. </span> <ul> <li><span style="color: #000000; font-size: 13px;">Look for broken or chracked sockets, frayed or bare wires or loose connections. </span></li> <li><span style="color: #000000; font-size: 13px;">Use no more than 3 strings of lights per extension cord. </span></li> <li><span style="color: #000000; font-size: 13px;">Use only one extension cord per outlet. </span></li> <li><span style="font-size: 13px;"><span style="color: #000000;">Turn the lights off when sleeping or when you leave the house</span>. </span></li> </ul> </li> <li><span style="font-size: 13px;">When to take down your tree: </span> <ul> <li><span style="font-size: 13px;">If your needles begin to drop, it is time to dispose of your tree (usually this start to happen after one month). </span></li> <li><span style="font-size: 13px;">Do not burn your tree in a fireplace or woodstove.&nbsp; Christmas trees have lots of sap which tends to explode; in addition, their needles burn quickly especially when dry.&nbsp; This combination tends to send sprarks or embers flying which can quicly lead to a house fire. </span></li> <li><span style="font-size: 13px;">Do not leave your tree in the house or in the garage.&nbsp; It should be stored outside away from the house until it can be taken to a tree recycling center or picked up by a community haul-away service.&nbsp;</span> </li> </ul> </li> </ol> <p><span style="color: #000000; font-size: 13px;">On a side note, be sure to<span style="color: #c00000;"> check your smoke detector batteries</span>.&nbsp; You already have the ladder out to perfectly place the star on top of the tree, right?&nbsp; Take an extra 20 minutes to check your detectors...it could save a life!</span></p> </span> <p><span style="color: #4f6128;"><span style="color: #4f6128; font-size: 16px;"><strong>Protect you, your family, your pets, your home and your belongings this year...as Smokey the Bear would say, "Only YOU Can Prevent Christmas Tree Fires"!</strong></span><br /> </span><br /> Have a wonderful, safe Christmas!<br /> <br /> ~From your friends at Young &amp; Associates Insurance<br /> <br /> <span style="font-size: 10px;">Source:<br /> <em>Home Christmas Tree and Holiday Lights</em>, Marty Ahrens NFPA.&nbsp; November 2011.&nbsp;<br /> &nbsp;</span><a href="http://www.nfpa.org/assets/files//ChristmasTreeFactSheet.pdf"><span style="font-size: 10px;">http://www.nfpa.org/assets/files//ChristmasTreeFactSheet.pdf</span></a></p>urn:uuid:0fa71c7d-d993-45c3-96ae-9b42c0c06b33New Driver Safety Schedule - 10% Auto Insurance Discount Available With ALL Of Our Companies! No strings attached!&nbsp; Insurance companies give a 10% discount&nbsp;towards your Automobile Insurance&nbsp;when you take the AARP Driver Safety Program.&nbsp; Not to mention, the Driver Safety Discount is good for 3 years! The class meets&nbsp;...Fri, 16 Sep 2011 13:07:18 -0500<span style="font-size: 13px;"><br /> No strings attached!&nbsp; Insurance companies give a <strong>10% discount</strong>&nbsp;towards your Automobile Insurance&nbsp;when you take the AARP Driver Safety Program.&nbsp; Not to mention, the </span><span style="font-size: 13px;"><strong>Driver Safety Discount is good for 3 years!<br /> </strong><br /> The class meets&nbsp;for 2 days (4 hrs a day) for first time participants&nbsp;and for 1 day (4 hrs a day)&nbsp;as a refresher for those renewing certificates.&nbsp; Class size is limited, so register early.<br /> <br /> Cost is only $12 per person/per class for AARP members or $14 per person/per class for non-AARP members.<br /> </span><br /> <br /> <span style="font-size: 16px;"><em>First Time Participants:<br /> </em></span><span style="font-size: 13px;">-9/19-9/20&nbsp;&nbsp;&nbsp; 5:00 PM<br /> Hermantown Community Ed, 4289 Eugstead Road, Hermantown, MN 55811<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 729-7661<br /> </span><br /> </span><span style="font-size: 16px;"><em>Refresher Participants:<br /> </em></span><span style="font-size: 13px;">-9/19&nbsp;&nbsp;&nbsp; 5:00 PM<br /> Barnum High School, 3813 E North Street, Barnum, MN 55707<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 389-0108<br /> </span><br /> -9/19&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Gramercy Park, 4072 Haines Road, Duluth, MN 55811<br /> <span style="color: #c00000;">Register Online by</span>&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking here</span></a><span style="font-size: 13px;">&nbsp;</span><span style="font-size: 13px;"><span style="color: #c00000;">or Call (218) 720-6275<br /> <br /> </span>-9/19&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Lincoln Park Senior Center, 2014 W 3rd&nbsp; Street, Duluth, MN 55806<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 722-4107<br /> </span><br /> -9/19&nbsp;&nbsp;&nbsp; 5:00 PM<br /> Mercy Hospital, 710 S Kenwood Avenue, Moose Lake, MN 55767<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 372-3990<br /> <br /> </span>-9/20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Evergreen Senior Center, 5830 Grand Avenue, Duluth, MN 55807<br /> <span style="color: #c00000;">Register Online by</span>&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking here</span></a><span style="font-size: 13px;">&nbsp;</span><span style="font-size: 13px;"><span style="color: #c00000;">or Call (218) 730-4319<br /> </span><br /> -9/20&nbsp;&nbsp;&nbsp; 9:00 AM<br /> Gnesen Community Center, 5356 Howard Gnesen Road, Duluth, MN 55803<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 721-3200<br /> <br /> </span>-9/21&nbsp;&nbsp;&nbsp; 9:00 AM<br /> Rainbow Senior Center, 211 N 3rd Avenue E, Duluth, MN 55805<br /> <span style="color: #c00000;">Register Online by</span>&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking here</span></a><span style="font-size: 13px;">&nbsp;</span><span style="font-size: 13px;"><span style="color: #c00000;">or Call (218)&nbsp;727-8147<br /> <br /> </span>-9/21&nbsp;&nbsp;&nbsp; 5:00 PM<br /> Wrenshall Community Ed, 207 Pioneer Drive, Wrrenshall, MN 55797<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 384-4374<br /> </span><br /> -9/22&nbsp;&nbsp;&nbsp; 12:30 PM<br /> Senior Connections, Superior Public Library, 1530 Tower, Superior, WI 54880<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 394-3611<br /> </span><br /> -9/26&nbsp;&nbsp;&nbsp; 5:00 PM<br /> Esko Community Ed, Esko Senior High School, Esko, MN 55733<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 879-4038<br /> </span><br /> -10/7&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Duluth Parks &amp; Recreation, 4601 McCulloch Street, Duluth, MN 55804<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 730-4319<br /> </span><br /> -10/10&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Gramercy Park, 4072 Haines Road, Duluth, MN 55811<br /> <span style="color: #c00000;">Register Online by</span>&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking here</span></a><span style="font-size: 13px;">&nbsp;</span><span style="font-size: 13px;"><span style="color: #c00000;">or Call (218) 720-6275<br /> <br /> </span>-10/12&nbsp;&nbsp;&nbsp; 5:00 PM<br /> Two Harbors Community Ed, 1640 Highway 2, Two Harbors, MN 55616<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 834-8201<br /> <br /> </span>-10/13&nbsp;&nbsp;&nbsp; 9:00 AM<br /> Young Oldtimers, Cromwell Park Pavillion, Cromwell, MN 55726<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 644-3739<br /> </span><br /> -10/19&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Rainbow Senior Center, 211 N 3rd Avenue E, Duluth, MN 55805<br /> <span style="color: #c00000;">Register Online by</span>&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking here</span></a><span style="font-size: 13px;">&nbsp;</span><span style="font-size: 13px;"><span style="color: #c00000;">or Call (218)&nbsp;727-8147<br /> <br /> </span>-10/22&nbsp;&nbsp;&nbsp; 9:00 AM<br /> Good Shepherd Lutheran Church, 45th &amp; Colorado Street, Duluth, MN 55811<br /> <span style="color: #c00000;">Register by Calling (218) 724-7733</span></span>urn:uuid:e2a763e1-f91d-4ffe-a196-c539152f283aLooking for a Full-Time Administrative Assistant! Come join our team! Professional office seeking a well organized individual with excellent computer skills.&nbsp; Serves as a receptionist and point of first contact for all visitors to the office.&nbsp; Provides assistance and administrative suppo...Thu, 07 Jul 2011 14:10:08 -0500<strong><span style="color: #c00000; font-size: 16px;"><br /> Come join our team!<br /> </span></strong><br /> <p><span style="font-size: 13px;">Professional office seeking a well organized individual with excellent computer skills.&nbsp; Serves as a receptionist and point of first contact for all visitors to the office.&nbsp; Provides assistance and administrative support for all areas of the agency.&nbsp; Types dictated material and proofreads to ensure error-free content.&nbsp; Must demonstrate effective telephone etiquette and be proficient in Microsoft Office.<br /> <br /> Required Skills:<br /> -Effective telephone etiquette.<br /> -Effective verbal and written communication.<br /> -Ability to comfortably navigate around personal computer.<br /> -Knowledgeable about the mechanics and applications of Microsoft Office.<br /> -Friendly, enjoys dealing with people.<br /> -High school diploma or equivalent.<br /> <br /> Work Type:<br /> -Full-time (37.5 hrs/wk)<br /> -Monday-Friday 8:30-5:00<br /> <br /> Benefits Included:<br /> -401(k)<br /> -Health Insurance<br /> -Holidays<br /> -Vacation<br /> <br /> Mail&nbsp;your resume to:&nbsp; Human Resource Department, 202 W Superior Street Suite 400, Duluth MN 55802&nbsp;&nbsp; -or-&nbsp; Email: younginsure@younginsure.com<br /> <br /> Please no phone calls.<br /> <br /> <em>We look forward to hearing from you!</em></span></p>urn:uuid:ad112a0c-6f57-42a9-95df-4514b52534aaInsurance Joke - Barn Insurance A little insurance humor&nbsp;on this cold, dreary day! Larry's barn burned down and his wife, Susan, called the insurance company. Susan told the insurance company, "We had that barn insured for fifty thousand and I want my money." The agent r...Wed, 22 Jun 2011 09:30:21 -0500<div id="fb-root"></div> <script src="http://connect.facebook.net/en_US/all.js#appId=211399988893664&amp;xfbml=1"></script> <fb:like width="450" href="http://www.younginsure.com/blog/Insurance_Joke_-_Barn_Insurance.aspx" send="true" show_faces="false" font="arial"></fb:like><span style="font-family: georgia; font-size: 13px;"><br /> A little insurance humor&nbsp;on this cold, dreary day!<br /> <br /> <em>Larry's barn burned down and his wife, Susan, called the insurance company. Susan told the insurance company, "We had that barn insured for fifty thousand and I want my money." <br /> <br /> The agent replied, "Whoa there, just a minute, Susan. Insurance doesn't work quite like that. We will ascertain the value of what was insured and provide you with a new one of comparable worth." <br /> <br /> There was a long pause before Susan replied, "Then I'd like to cancel the policy on my husband."<br /> <br /> </em></span>urn:uuid:b6fcfe84-f018-4b62-abcd-e510361f4c8fTruckers RoadCheck June 7-9! Be Prepared! For all the truckers out there... Great West Casualty reminded us that the 2011 Roadcheck starts TODAY!&nbsp; Make sure you and your equipment are ready before hitting the road. What are some simple things that you can do while driving? ...Tue, 07 Jun 2011 15:07:42 -0500<div id="fb-root"></div> <script src="http://connect.facebook.net/en_US/all.js#appId=211399988893664&amp;xfbml=1"></script> <fb:like href="http://www.younginsure.com/blog/Truckers_Road_Check_June_7-9_Be_Prepared.aspx" send="true" show_faces="false" font="arial" width="450"></fb:like><br /> For all the truckers out there...<br /> <br /> Great West Casualty reminded us that the 2011 Roadcheck starts TODAY!&nbsp; Make sure you and your equipment are ready before hitting the <br /> road.<br /> <br /> What are some simple things that you can do while driving? <br /> <table style="width: 439px; height: 50px;"> <tbody> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong><strong>-wear your seatbelt</strong></strong></span></td> <td style="width: 55%;"><span style="color: #c00000; font-size: 13px;"><strong>-don't drive fatigued</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong><strong>-don't speed</strong></strong></span></td> <td style="width: 55%;"><span style="color: #c00000; font-size: 13px;"><strong>-put your cell phone DOWN!</strong></span></td> </tr> </tbody> </table> <br /> <br /> Did you know what the most common violations are?<br /> <table style="width: 437px; height: 75px;"> <tbody> <tr> <td style="width: 45%;"><strong><span style="color: #c00000;">-<span style="font-size: 13px;">brakes out of adjustment</span></span></strong></td> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-tires and wheels</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-brake problems</strong></span></td> <td style="width: 55%;"><span style="color: #c00000; font-size: 13px;"><strong>-cargo load securement</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-lights</strong></span></td> <td style="width: 55%;"><span style="font-size: 13px;"></span></td> </tr> </tbody> </table> <br /> <br /> <span style="font-size: 13px;">When inspected:&nbsp; <table style="width: 411px; height: 129px;"> <tbody> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-be professional and courteous</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-have CDL &amp; medical card (including waivers)</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-have your&nbsp;log book (make sure it is current &amp; neat)</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-have your annual inspection for your truck</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-have your trailer registration</strong></span></td> </tr> <tr> <td style="width: 45%;"><span style="color: #c00000; font-size: 13px;"><strong>-have your permit book (make sure documents are updated)</strong></span></td> </tr> </tbody> </table> <br /> <br /> And remember...&nbsp; <table style="width: 497px; height: 75px;"> <tbody> <tr> <td><span style="color: #c00000; font-size: 13px;"><strong>-check tires carefully (bad tires are just asking for an inspection)&nbsp;</strong></span></td> </tr> <tr> <td><span style="color: #c00000; font-size: 13px;"><strong>-inspection violations will become part of your CSA/SMS record</strong></span></td> </tr> <tr> <td><span style="font-size: 13px;"><strong><span style="color: #c00000;">-ask for a sticker if you get a&nbsp;LEVEL 1&nbsp;roadside </span><span style="color: #c00000;">inspection!</span></strong></span></td> </tr> </tbody> </table> <br /> <br /> So, please drive safe and remember these inspections are a big part of reducing truck related deaths!<br /> <br /> ~Jessica Betts<br /> </span>urn:uuid:2af6b692-08d9-45bb-867e-b47e11accaf4Actual Photo of Enormous Baseball-Size Hail that fell in Mpls!<img src='https://www.insurancewebsitebuilder.com/img/~www.younginsure.com/hail.jpg' align='left' /> Actual Photo of an Enormous Baseball-Size Hail (literally!)&nbsp;from the Storm on 5/10/11 in Minneapolis!&nbsp; Can you imagine if this hit you in the head when it fell from the sky???!!!&nbsp; OUCH!&nbsp;&nbsp; An actual photo of hail from o...Thu, 26 May 2011 12:28:16 -0500<div id="fb-root"></div> <script src="http://connect.facebook.net/en_US/all.js#appId=211399988893664&amp;xfbml=1"></script> <fb:like font="arial" show_faces="false" send="true" href="http://www.younginsure.com/blog/Actual_Photo_of_Enormous_Baseball-Size_Hail_that_fell_in_Mpls.aspx" width="450"></fb:like><br /> <span style="color: #4f81bd; font-size: 16px;">Actual Photo of an Enormous Baseball-Size Hail (literally!)&nbsp;from the Storm on 5/10/11 in Minneapolis!&nbsp; <br /> <br /> Can you imagine if this hit you in the head when it fell from the sky???!!!&nbsp; OUCH!</span>&nbsp;&nbsp;<br /> <br /> <img alt="" style="width: 500px; height: 299px; vertical-align: middle;" src="https://www.insurancewebsitebuilder.com/img/~www.younginsure.com/hail.jpg" /><br /> An actual photo of hail from one of our insured's backyard&nbsp;in Eden Prairie, MN on 05/10/11.<br /> <br /> He was sure happy he had great insurance coverage!&nbsp; :-)<br /> <br />urn:uuid:a05d7e00-8f0d-490b-b5b4-11d16f975f2410% Auto Insurance Discount Available With ALL Of Our Companies! No strings attached!&nbsp; Insurance companies give a 10% discount&nbsp;towards your Automobile Insurance&nbsp;when you take the AARP Driver Safety Program.&nbsp; Not to mention, the Driver Safety Discount is good for 3 years! The class meets&nbsp;...Mon, 23 May 2011 15:56:30 -0500<iframe src="http://www.facebook.com/plugins/like.php?app_id=211399988893664&amp;href=http%3A%2F%2Fwww.younginsure.com%2Fblog%2F10_Auto_Insurance_Discount_Available_with_ALL_of_Our_Companies.aspx&amp;send=false&amp;layout=standard&amp;width=450&amp;show_faces=false&amp;action=like&amp;colorscheme=light&amp;font=arial&amp;height=35" frameborder="0" scrolling="no" style="width: 450px; height: 35px; overflow: hidden;border: medium none;" allowtransparency="allowtransparency"></iframe><br /> <span style="font-size: 13px;">No strings attached!&nbsp; Insurance companies give a <strong>10% discount</strong>&nbsp;towards your Automobile Insurance&nbsp;when you take the AARP Driver Safety Program.&nbsp; Not to mention, the </span><span style="font-size: 13px;"><strong>Driver Safety Discount is good for 3 years!<br /> </strong><br /> The class meets&nbsp;for 2 days (4 hrs a day) for first time participants&nbsp;and for 1 day (4 hrs a day)&nbsp;as a refresher for those renewing certificates.&nbsp; Class size is limited, so register early.<br /> <br /> Cost is only $12 per person/per class for AARP members or $14 per person/per class for non-AARP members.<br /> <br /> </span><br /> <span style="font-size: 16px;"><em>First Time Participants:<br /> </em></span><span style="font-size: 13px;"><br /> -5/23-5/24&nbsp;&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Evergreen Senior Center, 5830 Grand Avenue, Duluth, MN 55807<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling&nbsp;(218) 730-4319<br /> </span><br /> -6/27-6/28&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1:00 PM<br /> Evergreen Senior Center, 5830 Grand Avenue, Duluth, MN 55807<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling&nbsp;(218) 730-4319<br /> </span><br /> <br /> </span><span style="font-size: 16px;"><em>Refresher Participants:<br /> </em></span><span style="font-size: 13px;"><br /> -5/25&nbsp;&nbsp;&nbsp; 9:00 AM<br /> Rainbow Senior Center, 211 N 3rd Avenue E, Duluth, MN 55805<br /> <span style="color: #c00000;">Register Online by&nbsp;<a href="https://login.aarp.org/online-community/loginform.action" target="_blank">Clicking here</a>&nbsp;or Call (218)&nbsp;727-8147</span><br /> <br /> -6/7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Evergreen Senior Center, 5900 Grand Avenue, Duluth, MN 55807<br /> <span style="color: #c00000;">Register by Calling&nbsp;(218) 730-4319</span><br /> <br /> -6/8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1:00 PM<br /> Proctor Community Center, 100 Point Drive, Proctor, MN 55810<br /> <span style="color: #c00000;">Register by Calling (218) 628-6293</span><br /> <br /> -6/13&nbsp;&nbsp;&nbsp; 9:00 AM<br /> Gramercy Park, 4072 Haines Road, Duluth, MN 55811<br /> </span><span style="color: #c00000;"><span style="font-size: 13px;">Register Online by&nbsp;</span><a href="https://login.aarp.org/online-community/loginform.action" target="_blank"><span style="font-size: 13px;">Clicking here</span></a><span style="font-size: 13px;">&nbsp;or Call (218) 720-6275<br /> <br /> </span></span><span style="font-size: 13px;">-6/14&nbsp;&nbsp;&nbsp; 5:00 PM<br /> Carlton Community Ed, 811 3rd Street, Carlton, MN 55718<br /> </span><span style="font-size: 13px;"><span style="color: #c00000;">Register by Calling (218) 384-4464<br /> </span><br /> -6/22&nbsp;&nbsp; &nbsp;9:00 AM<br /> Rainbow Senior Center, 211 N 3rd Avenue E, Duluth, MN 55805<br /> <span style="color: #c00000;">Register by Calling (218) 727-8147</span></span>urn:uuid:df95a60a-dcc5-4679-a885-65e0af75f112What is your home "worth"? We made it through another long winter and signs of summer are bursting around Duluth!&nbsp; The lawns are being tended to, Garage Sale signs start appearing on every corner and the House For Sale signs begin to populate the roadside.&nbsp; Ahhh&hel...Thu, 12 May 2011 15:19:09 -0500<iframe src="http://www.facebook.com/plugins/like.php?app_id=120103794736326&amp;href=http%3A%2F%2Fwww.younginsure.com%2Fblog%2FWhat_is_your_home_worth.aspx&amp;send=false&amp;layout=standard&amp;width=450&amp;show_faces=false&amp;action=like&amp;colorscheme=light&amp;font=arial&amp;height=35" frameborder="0" scrolling="no" style="width: 450px; height: 35px; overflow: hidden;border: medium none;" allowtransparency="allowtransparency"></iframe> <p class="MsoNormal" style="text-align: left; margin: 0in 0in 0pt;"><span style="font-size: 16px;">We made it through another long winter and signs of summer are bursting around Duluth!&nbsp; The lawns are being tended to, Garage Sale signs start appearing on every corner and the House For Sale signs begin to populate the roadside.&nbsp; Ahhh&hellip;summer <i>is coming</i>!<br /> <br /> A year and a half ago, I went through the process of buying a home through&nbsp;</span><a href="http://www.js-realty.com" target="_blank"><span style="font-size: 16px;">J.S. Realty</span></a><span style="font-size: 16px;">&nbsp;(I highly recommend them!) and I thought I&rsquo;d share some insight.&nbsp; During the buying process, I saw two different value amounts for our new home: one value from our appraisal and one from our insurance estimate.&nbsp; I wanted to know why I had to insurance my home for more than I paid for it...because&nbsp;what I paid for it was what it was "worth" to me, right????&nbsp; WRONG! <br /> <br /> </span><span style="font-size: 16px;"><span style="text-decoration: underline;">APPRAISAL<br /> </span>If you are financing your new home, your lender will require an appraisal before lending you the money. &nbsp;This report <span style="text-decoration: underline;">supposedly</span> answers the question &ldquo;What is your new home worth?&rdquo;&nbsp; Here is the important distinction&hellip;this is a <b>Market Value Appraisal, </b>which by its nature means "what your home or property <i>will sell for</i> in its current market".<br /> <br /> </span><span style="font-size: 16px;"><span style="text-decoration: underline;">INSURANCE<br /> </span>Nearing the end of your home buying process, yet BEFORE your closing date, you will need to buy Homeowners Insurance.&nbsp; As you review your Insurance values with your local agent, you may notice that your home&rsquo;s insurance value is higher, if not extremely higher, than your appraised value.&nbsp; This is because insurance companies deal in <b>Replacement Cost</b> (RC), which is "what it will <i>cost to replace or rebuild</i> your home" in a total loss (example: if your home burns to the ground).&nbsp;&nbsp;Therefore,&nbsp;insurance companies&nbsp;need to insure your property for the value (amount) that it will take to do so.&nbsp; This is why it is very important to always&nbsp;insure your home to its RC value.<br /> <br /> I hope this helps&hellip;we get this question a lot in our agency and it seemed like the perfect time to address it. &nbsp;If you are in the market for a new home&hellip;happy house hunting and keep&nbsp;</span><a href="/category.aspx?id=MISC3"><span style="font-size: 16px;">Young &amp; Associates</span></a><span style="font-size: 16px;"> in mind for all your Homeowners Insurance needs!<br /> <br /> ~Jessica Betts, Business Manager</span></p>urn:uuid:53388cbd-8fff-4508-af03-0c017713e6b0Welcome to our new & IMPROVED website! Notice any changes lately?!&nbsp; Or maybe you&rsquo;ve never visited our website before and this is your first look. Either way, you can see that we have completely redone our website with YOU in mind. Our focus: convenience and user-friendly. W...Mon, 02 May 2011 13:31:17 -0500<iframe src="http://www.facebook.com/plugins/like.php?href=http%3A%2F%2Fwww.younginsure.com%2Fblog.aspx&amp;send=true&amp;layout=standard&amp;width=450&amp;show_faces=false&amp;action=like&amp;colorscheme=light&amp;font=arial&amp;height=35" frameborder="0" scrolling="no" style="width: 450px; height: 35px; overflow: hidden;border: medium none;" allowtransparency="allowtransparency"></iframe><br /> <p class="MsoNormal" style="text-align: left; margin: 0in 0in 0pt;"><span style="font-size: 16px;">Notice any changes lately?!&nbsp;<br /> <br /> Or maybe you&rsquo;ve never visited our website before and this is your first look. Either way, you can see that we have completely redone our website with YOU in mind.<br /> </span><span style="font-size: 16px;"><br /> Our focus: <i style="mso-bidi-font-style: normal;">convenience</i> and <i style="mso-bidi-font-style: normal;">user-friendly</i>.<br /> </span><span style="font-size: 16px;"><br /> We wanted our current customers to be able to <b style="mso-bidi-font-weight: normal;"><span style="color: #76923c; mso-themecolor: accent3; mso-themeshade: 191;">service their policy</span></b> and a potential customer to be able to <b style="mso-bidi-font-weight: normal;"><span style="color: #76923c; mso-themecolor: accent3; mso-themeshade: 191;">quickly and easily request a quote</span></b>. I think we&rsquo;ve done it!<br /> </span></p> <p class="MsoNormal" style="text-align: left; margin: 0in 0in 0pt;"><span style="font-size: 16px;"><br /> We know how busy everyone is these days.<span style="mso-spacerun: yes;">&nbsp; </span>There aren&rsquo;t enough hours in the day and your time is valuable. We hope that our website makes it easier for you to communicate with us whenever it is convenient for you. Anytime. Anywhere. Many of the basic things that used to require a phone call during business hours can now be entered at 10pm, when the kids are in bed, or at noon on your lunch break, without taking a lot of time out of your day.<span style="mso-spacerun: yes;">&nbsp; </span>(Of course, we will continue to be available by phone from 8am-5pm Monday-Friday.)<br /> </span><o:p _rdEditor_exists="1"><span style="font-size: 16px;"><br /> </span></o:p></p> <p class="MsoNormal" style="text-align: left; margin: 0in 0in 0pt;"><span style="font-size: 16px;">This blog is meant to be a source of information about different insurance topics, but we also want it to be a view of us as the people behind the insurance talk. We&rsquo;ll post things that are interesting to us as well as try to answer questions that people have about insurance. It can be a confusing topic, so we should have plenty of blog fodder.<br /> <br /> </span></p> <p class="MsoNormal" style="text-align: left; margin: 0in 0in 0pt;"><span style="font-size: 16px;">We hope that you&rsquo;ll take a look around the site and let us know what you think. And we hope that you&rsquo;ll be back as we add information through the blog!<br /> <br /> Have a great day!&nbsp; <br /> <br /> ~Becky Nelson, Commercial Risk Manager<br /> ~Jessica Betts, Business Manager</span></p>urn:uuid:4d8fbad4-1553-4150-b184-aedda9de5aa1Hot Topics COMING SOON!Stay tuned for our interesting, weekly blogs starting mid-April!&nbsp; Check back with us!Thu, 07 Apr 2011 11:51:28 -0500<span style="font-size: 13px;">Stay tuned for our interesting, weekly blogs starting mid-April!&nbsp; Check back with us!</span>