As an independent Duluth insurance agency, we have a distinct advantage. We do not work for an insurance company, we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment.


To report a claim during regular business hours (8:00am-4:30pm, Monday-Friday) please call Young & Associates Insurance at:

(218) 722-1481
(877) 874-1000 toll free

or visit us at:

202 W. Superior Street, Suite 400
Duluth, MN 55802


To report a claim after hours (including weekends and all holidays) please follow the guidelines below:

NON-URGENT CLAIMS: These are generally claims that don't require immediate attention or advice on what to do. Please call our office the next business day, as outlined above in "During Regular Business Hours."

URGENT OR SERIOUS CLAIMS: For claims that are more serious or require immediate attention and/or claims or accidents that you need some immediate guidance or assistance on you have 2 choices:

1. The following agents accept phone calls after hours if it is an urgent or serious claim:

      Tom Young       (218) 348-1895
      Tim Young       (218) 348-2177
      Earl Hamilton       (218) 349-9401
      Peter Young       (218) 348-1694
      Jessica Betts       (218) 213-7434
      Bemen Carlson       (218) 310-6462
  Hunter Bergerson   (218) 349-4303

2. You can report the claim directly to your insurance company. Their emergency claim reporting numbers are listed below:

      Allied Insurance Group       1-800-282-1446
           AIDCO; AMCO; Nationwide; Depositors
      Auto-Owners Insurance Group       1-888-252-4626
      FirstComp Insurance       1-888-500-3344
      Great West Casualty       1-800-228-8040
      Hagerty Insurance       1-800-922-4050
      MetLife Auto & Home Group       1-800-854-6011
           Economy Premier Assurance
      Progressive Insurance       1-800-274-4499
      Safeco Insurance Group       1-800-332-3226
           American Economy; American States
      Secura       1-800-828-7047
      SFM Mutual       1-800-922-5246
      Travelers Insurance Group       1-800-252-4633
           Home & Marine
      Travelers Commercial       1-800-238-6225
           Charter Oak Fire
      West Bend Mutual       1-877-922-5246
      Westfield Insurance       1-866-937-2663
           Westfield National
      Zurich       1-800-987-3373

All of our companies will allow you to report your claim DIRECTLY to them 24 hours a day with the following exception: Auto-Owners Insurance Group. Their claim reporting number is for after hours emergency, urgent or serious claim reporting only. This company requires that you report all other claims directly to our agency.

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